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  • Palm City

    772-283-2077 NMLS #353429
  • Key Largo

    305-517-8140 NMLS #379090
  • Author Archives: EC Mortgage Lenders

    Am I ready to start the home-buying proc...

    Getting started in the home buying game is easily overwhelming. There are a multitude of factors that go into financing the right house, not to mention finding it in the first place, and after that you have to figure out how you’re going to move from your current residence into your new one… Hopefully this […]

    All About VA Loans...

    Buying a home with a low income can be tricky and stressful. As mentioned in a previous post, there are several low- or no cost down-payment loan programs available to those living with a fixed income, or like so many people, living paycheck to paycheck. There is yet another option, this one specifically available to […]

    Can you buy a home if you don’t ha...

    Buying your first home is stressful enough, but coming up with the recommended 20% down payment on a low income? That’s downright terrifying. Many folks these days currently rent AND live paycheck to paycheck, so when you decided to start looking for a place of your very own, it’s important to understand the different mortgage […]

    Understanding Mortgage Rates in just 15 ...

    Are you new to the mortgage game? Many of us are. Being educated in the ways of mortgage and home ownership is integral to your complete understanding of your home purchase or refinance. Take this 14 minutes course and find out about interest rates, mortgage basics and more! Are you ready to take the next […]

    Love is in the Air!...

    Are you a new couple shopping for your first home? You’re in for a real treat. The market is typically flooded with homes that have two bedrooms. The traditional 3-4 bedroom family home is often snatched up quickly, but with a 2 bedroom home in mind, you can get your pick of the litter. Why […]

    Mortgage Rate February Forecast...

    Learn more about mortgage rates and how the coming trends or the market state fare so that you can manage your decisions well and get your credit score to an optimal level.  We have compiled important updates for February to help you make informed decisions about your Mortgage. Many home buyers and refinance candidates were […]

    Is an FHA Loan Right for Me?...

    What’s required for an FHA loan? Hey, are you a first-time homebuyer? Are you beleaguered by debts and on the low end of credit scores? These are some issues we often have when trying to buy a new home. Though these challenges remain at the top of your mind, it can still be possible with an FHA loan. […]

    Buying a Home after a Bankruptcy...

    The word Bankruptcy is not just the matter of eliminating your debts; in fact, it comes with a lot of damage to your credit report as well as credit scores. Beside all the proceedings, the challenges and hurdles will remain if you are planning to get a car loan, credit cards or a home mortgage. […]

    Don’t Fall in Love...

    How to Keep an Objective Opinion When Shopping for Homes Shopping for home isn’t a matter of routine shopping where you buy one dress and you buy a new one next day. We all have priorities and choices. Most of the time we get stuck in the style, convenience, the neighborhood to an extent that it’s […]

    Why do Mortgage Rates Keep Fluctuating?...

    Most home buyers have a general idea about mortgage rates – they go up, and down with market fluctuations. But why do they really change  so often and sometimes drastically? The mortgage rate that decides the size of their EMI and ultimately how much they end up paying for the purchase of a house. Mortgage […]