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  • Palm City

    772-283-2077 NMLS #353429
  • Key Largo

    305-517-8140 NMLS #379090
  • Author Archives: EC Mortgage Lenders

    Hurricane Season is here…are You R...

    One thing about living in Florida that is as inevitable as mosquitoes and tourists is Hurricane Season. Floridians know this almost instinctively, though there are many who have chosen to move to the Sunshine State, so here’s the important information: Hurricane Season for Florida and the rest of the East Coast is between June 1st […]

    Landscaping – A Beautiful Way to B...

    When you think about staging, most folks just focus on the interior of the house. The smell of baking cookies and the feeling of home can do a lot to draw your home to a sale. But- your backyard is almost as important to some buyers. An unkempt lawn and disappointing trees aren’t going to […]

    Is it a Seller’s Market? We think ...

    It can be tough to decide when to buy or sell your house. Interest rates seem to fluctuate overnight, and depending on where your house is located, the population growth rate can affect the market on a week-to-week basis. More people coming into the area means that housing will be at a premium. Your best […]

    Financing Your Renovation with a 203k Lo...

    Chances are good that unless you have your dream house built for you, whatever house you finally purchase will need some work done. If you’ve managed to find the best house for you and your family and it is absolutely perfect in every way, shape, and form, you can skip this post. If you think […]

    Keeping Your Lawn Green & Trim this...

    Ahh, summer. Summer is the season of lemonade and cookouts, baseball and fireworks, and mosquitos. It’s also the season of mowing the lawn. Not that mowing can’t be done all year round in some parts of the country, but who associates lawn care with January? No, summer is totally the time of year for lawn […]

    Video: Summertime Tips for Home Staging...

    Getting ready to sell your home this Summer? Staging is an all-important factor, as first impressions are the most memorable. Watch this video for helpful advise on giving your potential buyers a perfect first-look. Are you ready to sell? It’s a buyer’s market and the time is now! Contact our team to get your home […]

    Interest Rate vs APR or Annual Percentag...

    When borrowing money to secure a property many people are confused of the differences between Interest Rate and APR or Annual Percentage Rate. We tell people when explaining the Truth In Lending statement in their document set that the APR is the reality of what you will pay to borrow the money. A lender isn’t […]

    How Does My Credit Score Effect Home Pur...

    It’s a tough pill to swallow, but most Americans have mediocre credit scores, and chances are good that you’re one of them. You might not even know what your credit score is-if that’s the case, you’ll want to find out, pronto. Your credit score is a numerical value placed on your credit-worthiness, or how likely […]

    What is PMI, and do I need to pay it?...

    Picture it: You’ve been working diligently on saving for your new home, and you’ve found the home of your dreams, but no matter what you do, your savings still won’t add up to the 20% down payment you need. It’s a terrifying idea, that you won’t get your fabulous home because you’re just a little […]

    What does it mean if your home is in a &...

    One thing many new homeowners overlook is whether or not their potential new home is in a flood zone. Many probably don’t even know what that term, “flood zone”, actually means and how it affects them. The Federal Emergency Management Agency, or FEMA, has a list of varying designations for different levels of flood risk. […]