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  • Palm City

    772-283-2077 NMLS #353429
  • Key Largo

    305-517-8140 NMLS #379090
  • Author Archives: EC Mortgage Lenders

    What does it mean if your home is in a &...

    One thing many new homeowners overlook is whether or not their potential new home is in a flood zone. Many probably don’t even know what that term, “flood zone”, actually means and how it affects them. The Federal Emergency Management Agency, or FEMA, has a list of varying designations for different levels of flood risk. […]

    What do I need to get started on the hom...

    Getting started in the home buying game is easily overwhelming. There are a multitude of factors that go into financing the right house, not to mention finding it in the first place, and after that you have to figure out how you’re going to move from your current residence into your new one… Hopefully this […]

    This just in – Mortgage Rates are ...

    It’s not easy to predict mortgage rates. Much like the stock market, the ebb and flow of rates can alter in a moment, leaving many wondering how and why they change at all. Fortunately, the trend seems to be moving downward, ushering in a new lower mortgage rate for home buyers. This helps increase buying […]

    Am I ready to start the home-buying proc...

    Getting started in the home buying game is easily overwhelming. There are a multitude of factors that go into financing the right house, not to mention finding it in the first place, and after that you have to figure out how you’re going to move from your current residence into your new one… Hopefully this […]

    All About VA Loans...

    Buying a home with a low income can be tricky and stressful. As mentioned in a previous post, there are several low- or no cost down-payment loan programs available to those living with a fixed income, or like so many people, living paycheck to paycheck. There is yet another option, this one specifically available to […]

    Can you buy a home if you don’t ha...

    Buying your first home is stressful enough, but coming up with the recommended 20% down payment on a low income? That’s downright terrifying. Many folks these days currently rent AND live paycheck to paycheck, so when you decided to start looking for a place of your very own, it’s important to understand the different mortgage […]

    Understanding Mortgage Rates in just 15 ...

    Are you new to the mortgage game? Many of us are. Being educated in the ways of mortgage and home ownership is integral to your complete understanding of your home purchase or refinance. Take this 14 minutes course and find out about interest rates, mortgage basics and more! Are you ready to take the next […]

    Love is in the Air!...

    Are you a new couple shopping for your first home? You’re in for a real treat. The market is typically flooded with homes that have two bedrooms. The traditional 3-4 bedroom family home is often snatched up quickly, but with a 2 bedroom home in mind, you can get your pick of the litter. Why […]

    Mortgage Rate February Forecast...

    Learn more about mortgage rates and how the coming trends or the market state fare so that you can manage your decisions well and get your credit score to an optimal level.  We have compiled important updates for February to help you make informed decisions about your Mortgage. Many home buyers and refinance candidates were […]

    Is an FHA Loan Right for Me?...

    What’s required for an FHA loan? Hey, are you a first-time homebuyer? Are you beleaguered by debts and on the low end of credit scores? These are some issues we often have when trying to buy a new home. Though these challenges remain at the top of your mind, it can still be possible with an FHA loan. […]